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Chandraiah Law Firm

About Us

At Chandraiah Law Firm, we deliver personalized and compassionate legal services specializing in bankruptcy and personal injury. We pride ourselves on offering competitive fees, often lower than industry averages, while providing comprehensive support through every phase of your legal journey.

Owner Sam Chandraiah is genuinely dedicated to assisting clients, ensuring your case receives the necessary attention and care it deserves. Whether you're navigating Chapter 7 or Chapter 13 bankruptcy, or seeking representation for personal injury cases arising from accidents or medical malpractice, we're here to help. Contact us anytime for a free consultation.

Areas Served

Our Professional Associations

Illinois Bar Association

Our Certifications

J.D., LL.M. (with Honors)

What We Offer

Our Specialties include:

Bankruptcy
Personal Injury

Our Services include:

Legal Representation: Professional legal support tailored to your unique situation, guiding you through every step of your case with experience and care.
Bankruptcy Services: Comprehensive help with Chapter 7 and Chapter 13 bankruptcy filings, including affordable options to relieve financial stress and protect your future.
Accident & Injury Law: Dedicated representation for victims of car accidents, slips and falls, malpractice, and other personal injuries—focused on securing fair compensation and justice.
Estate Planning: Thoughtful assistance with wills and power of attorney to help you plan for the future and ensure your wishes are legally protected.

Testimonials

On 6/6/2025 Shannon maureen had this to say:
Unfortunately I can't afford an attorney and Sam was so kind to explain to me my case and some paperwork I have to fill out. He spent almost an hr on the phone with me, he gave me wonderful legal advice. I highly recommend. Thank you Sam. ⭐️⭐️⭐️⭐️⭐️

On 5/30/2024 Danny Rico had this to say:
I would highly recommend chandraiah law firm to anyone looking for bankruptcy representation, Sam is is an honest and knowledgeable attorney, goes out of his way and time to get you informed on anything or questions you that has to do with bankruptcy . Don’t hesitate Sam is your guy . I appreciate it Sam

On 3/29/2024 Sarina Robles had this to say:
I cannot express enough gratitude for the exceptional legal assistance provided by Sam Chandraiah. He guided me through the daunting process of starting over financially with unparalleled expertise and care. Thanks to his diligent efforts, I've emerged with significantly reduced debt burdens, enabling me to save a substantial amount of money.Sam's approachability and professionalism made the entire process remarkably easy and stress-free. His attention to detail, combined with his deep understanding of the legal landscape, instilled confidence in me every step of the way.Choosing Sam Chandraiah as my lawyer was one of the best decisions I've made. I wholeheartedly recommend his services to anyone in need of expert legal guidance and support.Thank you, Sam, for your invaluable assistance in helping me achieve financial freedom and peace of mind.

On 1/10/2024 Lachelle Paden had this to say:
Attorney Sam Chandraiah has been my bankruptcy attorney twice and each time has handled my case professionally and carefully and both times my bankruptcy hearings went smoothly and quickly.

On 2/1/2022 Wooden Door Spa had this to say:
For anyone that is going thru the stress of wanting/needing to do a bankruptcy and people wanting money from you……please people- call Sam at his law firm. This will be the BEST decision you can make!!! He has helped us more then he will ever know. He has taken care of us and our bankruptcy situation in the most professional and caring manor that most other attorneys could care less about you or your situation. He cares! From my first conversation with Sam, I knew he would help us. And he did! So as you google thru to try and find someone to help you, please stop here. You wont be disappointed. HE IS THE BEST AROUND!

Contact Us

Chandraiah Law Firm
310 N Hammes Ave #201F Joliet, IL 60435
Phone: (815) 304-7616
Email: chicagobankruptcyhelp@gmail.com

West Jefferson St and Route 7

Where To Find Us

Payment Types Accepted

Cash, Personal Checks, Certified Check, Cashier's Checks, Money Orders

Our Hours

Holiday Hours May Vary. Please Call For Details.

Monday: Open 24 Hours 24- Hour Service
Tuesday: Open 24 Hours 24- Hour Service
Wednesday: Open 24 Hours 24- Hour Service
Thursday: Open 24 Hours 24- Hour Service
Friday: Open 24 Hours 24- Hour Service
Saturday: Open 24 Hours 24- Hour Service
Sunday: Open 24 Hours 24- Hour Service

FAQ

Before Filing Bankruptcy FAQs

How do I know if bankruptcy is right for me?
If you're unsure whether bankruptcy is the right path, we’re here to help. Simply fill out our Free Online Evaluation Form, and we’ll review your situation to help you make an informed decision. It’s quick, confidential, and designed to give you clarity on your options. https://chicagobankruptcyhelp.com/free-online-evaluation

Should I pay off my favorite credit card before I file to try and keep it?
Not recommended. Credit card companies often detect bankruptcy filings and may:
•Cancel your account
•Reduce your credit limit
•Rarely, leave it unchanged
•Paying off the card could waste money better used for essentials.

Can I pick and choose which debts I file bankruptcy on?
No. You must include all debts. Omitting creditors can result in denial of discharge and may be considered fraudulent.

Can I sign over my expensive car to a family member before I file bankruptcy?
No. You may sell it for fair market value, but transferring it for less or giving it away is considered a fraudulent transfer.

Bankruptcy Process FAQs

Will I have to go before a judge in court if I file bankruptcy?
No. You’ll attend a Meeting of Creditors (Trustee Meeting), not a court hearing. The Trustee:
•Verifies eligibility
•Reviews assets
•Checks for rule violations (e.g., repaying family or transferring assets)

Will the Trustee search my home during bankruptcy?
No. Trustees do not inspect homes. You must list all assets under oath. Most filers do not lose assets, especially in Chapter 13, which offers more protection.

General Bankruptcy FAQs

What types of bankruptcy do you handle?
We specialize in:
•Chapter 7: Debt discharge
•Chapter 13: Repayment plans

Will bankruptcy stop creditor harassment?
Yes. Filing triggers an automatic stay, halting most collection efforts including calls, lawsuits, and wage garnishments.

Can I keep my house or car if I file for bankruptcy?
Often, yes. Bankruptcy exemptions may protect your home and vehicle. Chapter 13 is especially helpful for catching up on payments.

How long does the bankruptcy process take?
•Chapter 7: About 3–6 months
•Chapter 13: 3–5 years repayment plan

How much does it cost to file for bankruptcy?
Costs vary. We offer transparent pricing and flexible payment plans to make legal help accessible.

After Bankruptcy FAQs

How can I rebuild my credit after bankruptcy?
You can rebuild credit fairly quickly:
•Use secured credit cards or loans backed by savings
•Make timely payments on reaffirmed or new car/mortgage loans
•Stay current on student loans

Tip: A secured credit card from a bank or credit union is a great starting point.

Lifestyle During Bankruptcy FAQs

Can I go on vacation if I am filing bankruptcy?
Yes, within reason. Modest trips are fine. Extravagant expenses may raise concerns. Be prudent and avoid luxury spending.